PHD. ARTICLES
Musings, reflections, and stories from the PHD. team and outside contributors about $$Money$$, Retirement, Repurposement, Behavioral Finance, Behavioral Economics, Plan Design and Choice Architecture. And life. And football…
Designing A Plan That Serves A Company’s Purpose And Their People
I had the pleasure of sitting down with Josh Itzoe for episode #32 of the Fiduciary U™ Podcast. In this episode, Josh and I talk about corporate culture and how it can be a good indicator of whether or not they will commit to running a successful...
Senate Finance Committee – 401k Hearings
I imagine being called to testify before Congress feels a bit like being called to the principal's office, particularly when these hearings are partisan and contentious. Fortunately, #401k legislation continues to have support from both sides of the aisle as everyone...
4.01 – April Fools’ Day
This is no April Fool. Today is 401k day. But on 4-01 we are reminded of the famous proverb that "a fool and his money are soon parted." Ironically, most people assume (incorrectly) that the saying comes from the Bible. While the Bible talks a lot about fools and...
The SKINNY on Target Date Funds
The key to growing money in a long-term retirement plan is to be as broadly diversified as possible. That is, to be broadly diversified in an age-appropriate fashion. With investments it’s particularly important for us to act our age. Some will argue for the merits of...
SIX Secret Steps to Making Money
It's simple. Super simple. It's a wonder more people don't know this or that so many people fail at this. It's not complicated building wealth in a 401(k) plan (or it’s 403b plan equivalent). The money comes out of your paycheck before you get a chance to spend it or...
Forecasting and Markets
Forecasting is … interesting. It’s more of an art than a science, even if we use the word “science” promiscuously. In most other industries, you have to be accurate at least 50% of the time, but not in forecasting. Here in Kansas City some of us are huge fans of Gary...
What a soccer goalie and a dead guy have in common … and how it could save you money.
Here’s a few thoughts on lessons learned from soccer … and how they could save us a bundle in the Stock Market. In honor of my son, who used to play soccer, and some of his friends who are still on the pitch. Goalies have one of two tendencies – either dive left or...
Plan Health Design
https://www.linkedin.com/posts/troyredstone_kansascity-activity-6689600365513580544-Be6N
Financial Wellness Month
As a new year begins, many of your employees are thinking about life goals. That makes January's Financial Wellness Month a great time to introduce them to the concept of behavior change as the way to take control of their money. Real change can't be sustained by a...
Feelings and Money
Behavioral Finance 101 Lesson # 1 – Any time money is involved, emotions are likely to be involved....
Get In Touch
(844) PHD-401k
Location
7500 College Blvd., Suite 500,
Overland Park, Kansas 66210.