PHD. ARTICLES
Musings, reflections, and stories from the PHD. team and outside contributors about $$Money$$, Retirement, Repurposement, Behavioral Finance, Behavioral Economics, Plan Design and Choice Architecture. And life. And football…
Sex Sells
Sex sells. Marathons are not sexy. Sprints are sexy. Overnight success grabs all the headlines. And yet marathons win the day. Everyone wants quick, fast, easy ... but quick and fast are not easy. In the NFL they measure your speed in the...
Managed Accounts are (generally) a scam
The GAO is questioning the advantages of Managed Accounts … and you should too Sometimes participants in a retirement plan (a 401k or 403b plan) have the opportunity of participating in a Managed Accounts (MA) program where their retirement plan is handled for them,...
401k Investments
Can we still justify proprietary fund lineups? According to information gathered by the Employee Benefits Research Institute (EBRI) 28% of current retirement plans are still using a proprietary solution. This means, basically, that all of the funds in the retirement...
Cancelled Flights
Traveling is such an ascetic experience, especially when it involves public transportation. So much is beyond your control and you can either resist it or submit to it. You can hardly break it, but if you are lucky it can break you. And yes, being broken is a...
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Overland Park, Kansas 66210.