by Kimkramer | Apr 1, 2021
This is no April Fool. Today is 401k day. But on 4-01 we are reminded of the famous proverb that “a fool and his money are soon parted.” Ironically, most people assume (incorrectly) that the saying comes from the Bible. While the Bible talks a lot about...
by Kimkramer | Jan 21, 2021
The key to growing money in a long-term retirement plan is to be as broadly diversified as possible. That is, to be broadly diversified in an age-appropriate fashion. With investments it’s particularly important for us to act our age. Some will argue for the merits of...
by Kimkramer | Jan 19, 2021
It’s simple. Super simple. It’s a wonder more people don’t know this or that so many people fail at this. It’s not complicated building wealth in a 401(k) plan (or it’s 403b plan equivalent). The money comes out of your paycheck before you get...
by Kimkramer | Jan 13, 2021
Forecasting is … interesting. It’s more of an art than a science, even if we use the word “science” promiscuously. In most other industries, you have to be accurate at least 50% of the time, but not in forecasting. Here in Kansas City some of us are huge fans of Gary...
by Kimkramer | Sep 2, 2020
Millions of American investors are at risk of falling prey to a financial industry that often exploits their trust and lack of sophistication. I want you to know the story of how one woman was led down a potentially ruinous dead-end path just so a hotshot insurance...
by Kimkramer | Aug 31, 2020
As baby boomers approach and reach retirement age, there’s a lot of anxiety regarding whether or not they will have enough financial resources. Many somewhat simplistic formulas have been applied to this question, each of which is at least somewhat useful — but...
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