4 Reasons to NOT participate in a 401(k)

4 Reasons to NOT participate in a 401(k)

There are at least (4) Reasons some employees may NOT participate in a retirement plan… but do they hold water? In 1991, they published a book called “DOS For Dummies.” It was a how-to book that explained a topic in the most simplistic of terms. It sold. And...
Don’t surrender to crappy funds

Don’t surrender to crappy funds

Don’t raise a WHITE Flag over this RED Flag issue. Far too many Americans are “surrendering” to the flagrant use of proprietary funds. It’s 2020! If your 401(k) provider is still offering proprietary funds, you’re probably being taken. According to information...
Annuity Horror Story

Annuity Horror Story

Millions of American investors are at risk of falling prey to a financial industry that often exploits their trust and lack of sophistication. I want you to know the story of how one woman was led down a potentially ruinous dead-end path just so a hotshot insurance...
Fugged About It!!

Fugged About It!!

Forget something? Or has your 401(k) given you the finger? Perhaps you’ve heard your retirement plan provider say “Set it and forget it.” You’re not sure what it means … but kind of like when cousin Sal says “Fugged about it” you’re pretty sure you...
401k teams with losing records

401k teams with losing records

This is going to sound a bit like a rant, and I don’t mean for it to. But one of my pet peeves is when we call our 401(k) committee an Investment Committee rather than the Retirement Plan Committee. It seems like a small point of semantics, but words are...