4.01 – April Fools’ Day

4.01 – April Fools’ Day

This is no April Fool. Today is 401k day. But on 4-01 we are reminded of the famous proverb that “a fool and his money are soon parted.” Ironically, most people assume (incorrectly) that the saying comes from the Bible. While the Bible talks a lot about...
The SKINNY on Target Date Funds

The SKINNY on Target Date Funds

The key to growing money in a long-term retirement plan is to be as broadly diversified as possible. That is, to be broadly diversified in an age-appropriate fashion. With investments it’s particularly important for us to act our age. Some will argue for the merits of...
SIX Secret Steps to Making Money

SIX Secret Steps to Making Money

It’s simple. Super simple. It’s a wonder more people don’t know this or that so many people fail at this. It’s not complicated building wealth in a 401(k) plan (or it’s 403b plan equivalent). The money comes out of your paycheck before you get...
4 Reasons to NOT participate in a 401(k)

4 Reasons to NOT participate in a 401(k)

There are at least (4) Reasons some employees may NOT participate in a retirement plan… but do they hold water? In 1991, they published a book called “DOS For Dummies.” It was a how-to book that explained a topic in the most simplistic of terms. It sold. And...