by Kimkramer | Sep 10, 2020
4 Reasons EVERYONE should participate in a retirement plan In 1991, Dan Gookin published a book called “DOS For Dummies.” It was a how-to book that explained a topic in the most simplistic of terms. Not surprisingly, it was a best-seller. Most surprisingly, readers...
by Kimkramer | Sep 8, 2020
Don’t raise a WHITE Flag over this RED Flag issue. Far too many Americans are “surrendering” to the flagrant use of proprietary funds. It’s 2020! If your 401(k) provider is still offering proprietary funds, you’re probably being taken. According to information...
by Kimkramer | Aug 28, 2020
A lot of American workers are being asked to SET IT AND FORGET IT. FUGGEDABOUTIT! That requires a ton of faith in the Retirement Plan Committee (RPC) that’s watching their money for them. Unfortunately, many of those RPCs have dropped the ball. Part of the heritage of...
by Kimkramer | Aug 26, 2020
Forget something? Or has your 401(k) given you the finger? Perhaps you’ve heard your retirement plan provider say “Set it and forget it.” You’re not sure what it means … but kind of like when cousin Sal says “Fugged about it” you’re pretty sure you...
by Kimkramer | Aug 6, 2020
This is going to sound a bit like a rant, and I don’t mean for it to. But one of my pet peeves is when we call our 401(k) committee an Investment Committee rather than the Retirement Plan Committee. It seems like a small point of semantics, but words are...
by Kimkramer | Aug 5, 2020
Retirement is not an age. Retirement is not a number. Retirement is a percentage. A common misperception is that retirement is like a destination, a station along the track, a target for our journey. If only it were that simple! Retirement is not a...
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